Income Property Owners (Scroll down to see our Policy Comparison Chart)

 

Western Gold’s Research Department has “hand-selected” you to receive our custom landlord insurance policy for all your rental properties. We have years of experience insuring over 30,000 rental properties in the western United States. Property managers and income property owners depend on Western Gold to deliver the very best insurance policies. We have the best insurance carriers that provide superior coverage at very reasonable prices.

Western Gold is appointed and has affiliations with virtually all the insurance carriers in the United States. This allows us to be highly selective in designing the very best protection package for you and your income properties at a much lower cost, usually 22% to 46%!

You are in the top 25% of elite income property owners to receive a Western Gold insurance proposal. We have selected you on the following basis:

  1. Your properties have no recent losses.
  2. You keep your rental properties well-maintained
  3. You have an excellent credit history
  4. You are the recipient and beneficiary of a higher education
  5. We know Western Gold has an 83% record of successfully placing new property coverage for your elite group.

Western Gold is appointed and has affiliations with virtually all the insurance carriers in the United States. This allows us to be highly selective in designing the very best protection package for you and your income properties at a much lower cost, usually 22% to 46%!
Chart Key


Covered       Extra Cost    Not Covered

Western Gold Proprietary Landlord Insurance Policy Coverage Comparison Chart

Policy Coverages Western Gold Landlord Premier Allstate State Farm Farmers McGraw Safeco Travelers Mercury CSAA
$1M Liability & Personal Injury MORE $ MORE $ MORE $ MORE $ MORE $ MORE $ MORE $
Extended Replacement Cost 175%
Other Structures Limit of 20% Cov A MORE $ MORE $ MORE $ MORE $ MORE $ MORE $ MORE $
Ordinance or Law- Increased Limits
Service Line (Residence to City Sewer)
Contents Coverage $2,500 MORE $ MORE $ MORE $ MORE $ MORE $ MORE $ MORE $ MORE $
Equipment Breakdown (Heat & Air, Appliances)
Eviction Coverage Up to $2,000
Landscape Coverage up to 10% of Cov A
Bed Bug Coverage
Loss Assessment of $2,500 MORE $ MORE $ MORE $ MORE $ MORE $ MORE $ MORE $

Discount Chart

Policy Discounts Western Gold Landlord Premier Allstate State Farm Farmers McGraw Safeco Travelers Mercury CSAA
Multi-Policy Discount up to 10% 5%
Property Manager Discount of 5%
Renters Insurance Verification Discount of 5%
Protection Device Discount of 3-9%

Flexibility

Flexibility Western Gold Landlord Premier Allstate State Farm Farmers McGraw Safeco Travelers Mercury CSAA
Water & Policy Deductible Level up to $10,000
Write LLC’s as Insured

Exclusions Chart

Exclusions Western Gold Landlord Premier Allstate State Farm Farmers McGraw Safeco Travelers Mercury CSAA
Vicious Dog Breeds Owned By the Tenant
Illegal Operations of the Tenant Causing Damage to Property

Chart Key


Covered       Extra Cost    Not Covered